黎衍平先生向我們解釋保險計劃的運作手法。
公司主要是在香港出口商與海外商人做生意的時候向他們提供金融保障。如果海外商人從香港出口商處提取貨物之前就已經破產，賠償覆蓋高達90%。覆蓋範圍也擴大至國家風險，即外匯管制令款項不能收取。
香港出口信用保險局是一個法定非牟利團體，成立於1966年，由政府財政支持300億港元。它的目的是向香港出口商提供貿易保障，免除他們收不到貨款的風險，以促進出口貿易。
在緊接的問答部分，他進一步指出，人們應該毫不猶豫聯繫該團體查詢以瞭解更多該計畫的情序。
保險費用定為0.6%，其中包括出口服務和在海外經商的香港公司的子公司保險的認可。Dennis以解釋綜合保險及案例作總結。
Talk by Mr Ralph Lai of the HK Export Credit Insurance Corporation
Ralph explained to us about how the insurance scheme was operated.
Primarily the corporation is to provide financial protection to Hong Kong exporters when they conduct business with overseas traders. Should an overseas trader go into liquidation before taking up delivery of cargo from a Hong Kong exporter, compensation covering up to 90% may be provided. Coverage is also extended to cover country risk, i.e. when there is a foreign currency control which renders payment impossible.
Hong Kong Export Credit Insurance Corporation is a non profit taking statutory entity founded in 1966 with government financial backing of HK$30 billion. It aims to provide trade protection to Hong Kong exporters against trade risks which render them from receiving payment in an attempt to promote export trading.
Following the Question and Answer section it was further stated that people should not hesitate to contact the entity for further enquiries to find out more about the procedures to follow in order to be covered by the scheme.
The insurance premium is set at 0.6% which covers export services and endorsement of insurance for a subsidiary company of a Hong Kong company who trades abroad. Dennis rounded up the talk by explaining about consolidated insurance and a case study.